Every claim has a citation

The research grounding our tools

We do not trust plausible-sounding numbers. Every simulator, myth-vs-fact card, and policy claim in this catalog cites peer-reviewed research, federal evaluation reports, or authoritative agency guidance.

Open research books and a laptop on a desk
Evidence, not opinion
Flagship research

Yin (2026) — Causal effects of the ABLE Act

Working Paper 2026-05 from the RISEI Lab at Northwestern University uses staggered state-level ABLE Act rollouts to identify causal effects on financial inclusion, labor-market participation, and wages of adults with disabilities.

Cost per person
$321
Per beneficiary served
Employment effect
+0.73pp
Statistically significant
Wage effect
+8.11%
Among the target population
Median take-up
0.41%
Room for growth
Fiscal impact per 1pp
+$0.55B
National estimate

Cited in: ABLE simulator, Emerging Issues Radar, Voice Ask.

Research by focus area

Financial Literacy · ABLE

Financial inclusion evidence

  • Yin (2026) — Causal ABLE effects, WP 2026-05
  • SSA POMS SI 01130.740 — ABLE / SSI interaction
  • ABLE NRC state comparison 2024
  • Nebraska Enable Annual Report 2024
  • IRS 26 U.S.C. §529A — statutory framework
Employment Related Supports

Accommodation cost + ROI

  • JAN 2024 Cost/Benefit Survey — 56% zero cost, 10:1 ROI
  • EARN accommodation research review 2023
  • DOL WHD accommodation policy guidance
  • ODEP Section 501 federal agency reports
Stay-at-Work · RTW

RETAIN evaluation

  • DOL RETAIN Phase 2 Evaluation (2024) — +12pp retention
  • Mathematica Impact Analysis (KY, KS, OH cohorts)
  • SSA Ticket to Work outcome studies
  • DOL RTW cost-benefit meta-analysis
Mental Health

Recovery-Ready evidence

  • SAMHSA Recovery-Ready Workplace Toolkit
  • EARN Mental Health Toolkit (2024)
  • Kennedy Forum State Parity Scorecard
  • SSA SSDI mental health claim data (2020-2024)
  • MHPAEA DOL EBSA Enforcement Report 2024
State as Employer

Public-sector benchmarks

  • EEOC MD-715 Federal Agency Reports
  • EEOC State and Local Government Workforce Reports
  • BLS state-year employment reports (2020-2024)
  • Rehabilitation Act Section 501 guidance
  • Governors' Model Employer executive orders (5-state review)
Education to Workforce

Secondary transition

  • RSA-911 outcomes data (FY 2023, FY 2024)
  • DOL ETA apprenticeship completion rates by disability status
  • CAPE-Youth policy briefs on Pre-ETS
  • Data.gov WIOA state performance reports
AI governance

Our AI governance framework

Every AI-augmented capability in this catalog operates under a documented governance framework aligned with the DOL Artificial Intelligence Literacy Framework and federal AI policy guidance.

Human accountability

Subject matter expert reviews every AI-generated policy product before delivery.

Model provenance

Documented model version tracking and auditable prompt histories.

Disclosure

Users see when a product includes AI-assisted content and its citation.

Limitations

AI does not make policy recommendations or substitute for SME expertise.

Living document. This evidence base updates as new research is published. If we cite it in a simulator, it appears here with a link. Reach us at info@inclusiveaiinstitute.org if you find a citation we should add.